原告孙礼珍，男，65岁。

被告陈建兴，男，成年。

原告孙礼珍与被告陈建兴民间借贷纠纷一案,本院于2014年1月8日立案受理后，依法适用简易程序,于2014年1月28日公开开庭进行了审理。原告孙礼珍到庭参加诉讼,被告陈建兴经传票传唤未到庭参加诉讼。本案现已审理终结。

原告孙礼珍以被告陈建兴欠其借款未还为由诉至法院，要求被告陈建兴归还借款本金20000元并赔偿损失（自2012年9月6日至还款之日止按月利率1%计付）。

被告陈建兴未作答辩。

经审理查明，2012年8月26日，被告陈建兴以生意需要为由向原告孙礼珍借款20000元，并于当日立下借条一份，未书面约定借款期限和借款利率。嗣后，原告孙礼珍经催讨未果，为此诉至法院，要求被告陈建兴归还借款20000元并赔偿损失（自2012年9月6日至还款之日止按月利率1%计付）。庭审中，原告自愿放弃要求被告陈建兴赔偿损失（自2012年9月6日至还款之日止按月利率1%计付）的诉讼请求。

上述事实有被告陈建兴所立的借条一份及本院的庭审笔录予以证实；被告陈建兴经合法传唤未到庭进行质证，视其放弃诉讼权利，本院认为上述事实及证据可以确认和采信。

本院认为，合法的借贷受法律保护。被告陈建兴所欠原告孙礼珍借款20000元，有已被本院采信的被告所立的借条一份为据，原告孙礼珍要求被告陈建兴归还借款20000元的主张，应予支持。庭审中，原告自愿放弃要求被告陈建兴赔偿损失（自2012年9月6日至还款之日止按月利率1%计付）的诉讼请求，系对自身权利的处分，不违反法律规定，予以准许。被告陈建兴经传票传唤，无正当理由未到庭参加诉讼，本案依法缺席审理和判决。据此，依照《中华人民共和国民法通则》第九十条、第一百零八条及《中华人民共和国民事诉讼法》第一百四十四条之规定，判决如下：

被告陈建兴应于本判决生效后十日内支付所欠原告孙礼珍借款本金20000元。

如果被告陈建兴未按指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。

案件受理费380元减半收取为190元，由原告孙礼珍负担40元，由被告陈建兴负担150元。

如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于福建省三明市中级人民法院。

如有上诉，应在递交上诉状七日内预交上诉费380元，逾期不交费亦未提出申请的，按自动撤回上诉处理。（缴款方式：1、直接到三明市中级人民法院立案庭现金缴纳；2、通过银行缴纳，收款单位：三明市中级人民法院，开户银行：三明市建设银行新泉分理处，银行账号：35001647136050001346。）

                                 二0一四年一月二十八日

书  记 员  王智赋

附：                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            

一、判决书所引用的主要法律条文

1、《中华人民共和国民法通则》第九十条：合法的借贷关系受法律保护。

第一百零八条：债务应当清偿。 暂时无力偿还的， 经债权人同意或者人民法院裁决，可以由债务人分期偿还。有能力偿还拒不偿还的，由人民法院判决强制偿还。

2、《中华人民共和国民事诉讼法》第一百四十四条：被告经传票传唤，无正当理由拒不到庭的，或者未经法庭许可中途退庭的，可以缺席判决。

二、执行申请提示

《中华人民共和国民事诉讼法》第二百三十九条规定：“申请执行的期间为二年。申请执行时效的中止、中断，适用法律有关诉讼时效中止、中断的规定。前款规定的期间，从法律文书规定履行期间的最后一日起计算；法律文书规定分期履行的，从规定的每次履行期间的最后一日起计算；法律文书未规定履行期间的，从法律文书生效之日起计算。